COORDINATED BENEFITS
No-fault insurance companies can sell coordinated policies. Usually, this comes with a reduced premium. If you purchased a coordinated policy, your no-fault carrier is no longer the primary source of benefits, and you must look to your health care insurance first if the service is available. The no-fault insurer will pay for care that is not covered by your health insurance or in excess of your health insurance coverages. The no-fault insurer will require proof that the bills were submitted to your health Insurance for payment first, and that your health Insurance rejected the claim or made partial payment, before the no-fault insurance will pay.